Borrowing

Only borrow money you can afford to pay back.

Credit Agreements

Let us help you improve your credit profile.

Let Us Help You

If you get into financial trouble please speak to us or a debt counsellor

Products & Services

Pension Backed Homeloan


A secured loan that can be used to help you build, buy or fix your dream home as well as to settle an existing home loan.



All you need is: Confirmation of your withdrawal benefit with one of our approved Pension Schemes, proof of income, 3 months latest bank statements and proof of address.

Credit Repair



We will assist you to improve, maintain and repair your debt health by challenging, updating and removing listings on your credit profile.



All you need is: ID OR DRIVER’S LICENCE and complete our easy application form.
Required documents: Any documents relating to the listing, or other actions against your credit profile.

Everyday Loan



A short term personal loan if you need between R2 000 and R30 000 and can pay it back over 3 to 12 months.




All you need is: ID card or green bar-coded ID book. Proof of address not older than 3 months. Your latest 3 month’s payslips and bank statements.
What will it cost: Once off fees, in line with the National Credit Regulations. Annual interest rate linked to your credit score.

Funeral Cover



Our funeral cover policy provides you with an easy and affordable way to ensure that you and your family’s funeral expenses will be taken care of.



All you need is: ID card or green bar-coded ID book. Proof of address not later than 3 months.